FOR EMPLOYERS

A money assistant for your people.

Kurio reads their bank in real time, catches what changed, and proposes what to do next. They decide. You never see anyone's numbers.

EU-native · PSD2 open banking · Read-only · The employer never sees individual data
Kurio's morning briefing

What your people get.

One message every morning

Kurio reads every transaction the moment it lands and sums up what changed and what is coming. No app anyone has to remember to open.

Bills that creep up quietly

Kurio compares every recurring charge against its own history, flags the ones that got more expensive, and drafts the cancellation email.

What is actually left to spend

No budgets to maintain. One number that holds until the next payday, with the fixed costs already taken out.

What you see as an employer.

Kurio's agreement is with the employee, not with you. That is not a setting that can be switched on. It is how it is built.

No transactions, balances or names
You get no access to individual data. Not on request, and not through a dashboard.
One number, for the invoice
How many licences are in use. Nothing else, not even who.
Read-only bank connection
Through PSD2 open banking. Kurio can see money, not move it.
Data stays in the EU
The database and every server function run in europe-west3. Built under GDPR, not retrofitted to it.
The employee holds the key
The bank connection is theirs, and can be revoked at any moment.
Taking part is voluntary
Individual, and with no participation list. Anyone who opts out never notices it exists.

How it goes.

01 · CALL

Twenty minutes

First question: do you already offer something around money through your collective agreement or pension fund? If you do, we will say so. Then that is the end of it.

02 · PILOT

One site, three months

We agree up front on what we steer on: how many people actually use it, not how many licences are open.

03 · ROLLOUT

People activate themselves

With a code, so no integration with your HR system is needed. After that, an annual contract with an activation review at three months.

Request a demo.

No price list and no self-service. We check whether it fits first, and whether you do not already have something.

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