Kurio reads their bank in real time, catches what changed, and proposes what to do next. They decide. You never see anyone's numbers.

Kurio reads every transaction the moment it lands and sums up what changed and what is coming. No app anyone has to remember to open.
Kurio compares every recurring charge against its own history, flags the ones that got more expensive, and drafts the cancellation email.
No budgets to maintain. One number that holds until the next payday, with the fixed costs already taken out.
Kurio's agreement is with the employee, not with you. That is not a setting that can be switched on. It is how it is built.
First question: do you already offer something around money through your collective agreement or pension fund? If you do, we will say so. Then that is the end of it.
We agree up front on what we steer on: how many people actually use it, not how many licences are open.
With a code, so no integration with your HR system is needed. After that, an annual contract with an activation review at three months.
No price list and no self-service. We check whether it fits first, and whether you do not already have something.