Effective date: 08-02-2026
Kurio (“Kurio”, “we”, “us” or “our”) operates a financial insights application and website (the “Service”).
This Privacy Policy explains how we collect, use, store, and protect personal data when you use Kurio.Kurio is operated as a sole proprietorship (eenmanszaak) based in the Netherlands and complies with the General Data Protection Regulation (GDPR).
Contact:
info@kurio.finance
1. Data We Collect
We collect the following categories of personal data:
Account Information
- Full name
- Email address
- Authentication method (email/password, Google, or Apple sign-in)
Financial Data (Read-Only)
- Bank account data via GoCardless
- Transaction data (amounts, dates, descriptions, categories)
- Crypto wallet addresses and balances (read-only)
- Kurio never stores bank login credentials, private keys, or recovery phrases.
- Kurio has read-only access and cannot initiate payments or transactions.
Technical & Usage Data
- IP addressDevice type
- App usage data
- Firebase Analytics data
2. How We Use Your Data
We use your data to:
- Provide financial overviews and insights
- Aggregate and display bank and crypto information
- Improve app functionality and performance
- Provide customer support
- Comply with legal obligations
- Kurio does not sell personal data to third parties.
3. Legal Basis for Processing (GDPR)
We process personal data based on:
- Consent (e.g., linking bank accounts)
- Performance of a contract (providing the Service)
- Legal obligations
- Legitimate interests (security, analytics, service improvement)
4. Third-Party Services
Kurio uses third-party providers including:
- GoCardless – bank data aggregation
- Firebase – authentication, database, analytics
- RevenueCat – subscription management
- Apple App Store & Google Play – payments and distribution
- These parties process data under strict GDPR safeguards.
5. Data Storage & Security
We implement technical and organizational measures including:
- Encrypted data transmission
- Secure cloud infrastructure
- Restricted internal access
- No storage of sensitive credentials
6. Data Retention
We retain personal data only as long as necessary to provide the Service or comply with legal requirements. Users may request deletion of their data at any time.
7. Your Rights (GDPR)
You have the right to:
- Access your data
- Correct inaccurate data
- Request deletion
- Restrict processing
- Data portability
-Withdraw consent at any time
-Requests can be sent to info@kurio.finance.
8. Marketing & Communication
Kurio may send:
-Transactional emails (account, security)
-Optional marketing communications (opt-out available)
9. Age Requirement
Kurio is intended for users 16 years or older.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be published on this page.
11. Contact
For privacy-related questions: info@kurio.finance